The Fair Credit Reporting Act (FCRA) is one of the more complex rules in the banking industry, due partially to the fact that it’s been updated several times over the years. The consumer credit reporting process has been a primary area of focus by the regulators too, especially the CFPB.
There are many concerns and landmines within the credit reporting process. There are also many notices that must be provided under the FCRA, and knowing when to provide what notice can be complicated. The dispute process under the FCRA is also an area of concern. Join us to learn best practices and make sure you’re doing things correctly.