To become a Utah-licensed MLO you'll need to complete the required 20-hour NMLS S.A.F.E pre-licensing course along with any additional course work required by either of Utah state licensing agencies: The Utah Department of Financial Institutions
(DFI) or The Utah Department of Real Estate (DRE).
NMLS SAFE Mortgage License Training - Required
All states require 20 hours of mortgage education from an NMLS approved mortgage school. If you are seeking a new mortgage license, be sure to enroll in the 20 hours SAFE course in addition to your state-specific education requirements.
UT-DFI License Overview
This license is required for any mortgage loan originator who, for compensation or in the expectation of compensation, takes a residential mortgage loan application or offers or negotiates a term of a residential mortgage loan.
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UT-DRE License Overview
This license is required for an individual who, for compensation or the expectation of compensation, is licensed with the Utah Division of Real Estate to directly or indirectly solicit, render services related to the origination of, or transacts
the business of a residential closed-end mortgage loan secured by a first lien or equivalent security interest on a one to four unit dwelling, supervised by a Lending Manager. In addition, 15 hours of UT-DRE approved pre-license education completed from a Utah-approved Mortgage Pre-Licensing School. Must be submitted directly to Utah DRE via firstname.lastname@example.org
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