Utah - DRE NMLS-Approved Mortgage Continuing Education

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Choose the Utah Division of Real Estate (DRE) NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved Utah - DRE mortgage loan originator (MLO) CE courses help you stay licensed and compliant. Our Utah 8-hour mortgage SAFE comprehensive course is designed specifically for Utah mortgage loan officers and is offered as an online, self-paced or audio course. 

2 Hour UT-DRE SAFE: Utah Mortgage Law Updates

SKU : 4303UT19500A00

Credit Hours | 2

Category | Elective

$44.00

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This course will provide a review of the topics outlined by the Utah Division of Real Estate (DRE) which are required to satisfy continuing education requirements for mortgage loan originators in the state. Required topics include recent legislative changes to the Utah Residential Mortgage Practices and Licensing Act and the Administrative Code, as well as a review of standards for licensee conduct, compliance issues, and disciplinary consequences for violation of the law. Students will also review numerous disciplinary actions taken by the Division in 2017 and 2018.

10 Hour UT-DRE SAFE Comprehensive: Maintaining Mortgage Industry Awareness

SKU : 4303UT19000A00

Credit Hours | 10

Category | Comprehensive

$144.00

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Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years. Finally, students will review mortgage laws and regulations specific to the state of Utah. This course is NMLS-approved for ten hours of continuing education required for Utah DRE mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act and Utah law. Annual S.A.F.E. Act continuing education requirements for Utah loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, one hour of elective, and two hours of Utah DRE-specific laws and regulations, for a total of ten hours.

5 Hour UT-DRE: Post Licensure Continuing Education (OSP)

SKU : 4303UT18520A00

Credit Hours | 5

Category | Elective

$74.00

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This mortgage CE online course will provide a review of the topics outlined by the Utah Division of Real Estate (DRE) which are required to satisfy post-licensing education requirements for mortgage loan originators in the state. Required topics include Utah’s status as a non-disclosure and non-community ownership state, state-specific mortgage products and programs, the regulatory authority of the Utah DRE, and more. Students will also review numerous provisions related to required and prohibited conduct and license maintenance for Utah mortgage professionals. IMPORTANT: This online course satisfies the Utah post-licensing education requirement for individuals who obtained a Utah license between May 8, 2017 and December 31, 2017, and is required in addition to the ten hours of regular continuing education. This course must be completed by October 21, 2018.

 

 

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OnCourse Learning empowers aspiring mortgage loan originators (MLOs) and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS approved mortgage pre-licensing, continuing education and late CE courses
  • NMLS test prep tools to help you pass your NMLS license exam
  • Over 20 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Utah - DRE Mortgage License Requirements

Learn about the Utah (DRE) mortgage education requirements for mortgage licensing.

In the state of Utah (DRE), mortgage loan originators are required to:

    1. Complete a Criminal Background Check (CBC).
    2. Authorize a credit report through the NMLS.
    3. Fulfill all state and federal education requirements as designated by your state agency.
    4. Take and pass the National Components.

Utah (DRE) NMLS Pre-Licensing Education Requirements:

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education, plus 15-hour Utah-approved training. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 12 hours of electives

Utah (DRE) Continuing Education Requirements:

State-licensed MLOs are required to complete 10 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of electives
  • 2 hours Utah-specific law

NOTE: Effective 2018, MLOs licensed by UT-DRE after May 8, 2017, are required to complete a 5hr post-licensure course. This is in addition to the 10 hours of annual CE already required for MLOs (8hrs + 2hrs of UT-specific).

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Utah (DRE) Mortgage Licensing: 

NMLS Resources: