Vermont Mortgage Late CE Online Courses

NMLS-approved online courses provide Vermont MLOs with required late continuing education

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Get your Vermont Late CE mortgage loan originator continuing education with our NMLS-approved course

Our NMLS-approved Vermont mortgage Late CE course satisfies your ongoing requirements for mortgage loan originator licensure. Vermont Late CE is required if you did not take your continuing education on time. Take your Late CE today to make-up your Vermont MLO continuing education.

Late CE: 8 Hour SAFE Comprehensive Examining Industry Issues in Today's Mortgage Market (7628)

Format | Online Self-Paced

Credit Hours | 8

Category | Comprehensive

SKU | 4303US19100A00

$144.00

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As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today's Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This course is NMLS-approved for eight hours of continuing education required for mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act. Annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

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OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 50 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Vermont Mortgage License Requirements

Learn about the Vermont mortgage education needs and additional requirements for mortgage licensing.

In the state of Vermont, mortgage loan originators are required to:

Complete a Criminal Background Check (CBC).
Authorize a credit report through the NMLS.
Fulfill all state and federal education requirements as designated by your state agency.
Take and pass a National Test.
Employed (W2) and sponsored by a company licensed as a lender, mortgage broker, and/or loan servicer by the State of Vermont. Dual sponsorship is not permitted.
Licensed and in good standing in state of residence.

Vermont NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

3 hours of federal law
3 hours of ethics
10 hours of non-traditional mortgage lending training
2 hours of Vermont state-specific education

NOTE: PE education must be completed within 3yrs of new or subsequent license application

Vermont Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

3 hours of federal law
2 hours of ethics
2 hours of non-traditional mortgage lending
1 hour of electives

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Vermont Mortgage Licensing: More Information

Vermont Department of Financial Regulation

Phone: 802-828-3307

Email: DFR.NMLS1@state.vt.us

Website: www.dfr.vermont.gov/banking/home

NMLS Resources:

To view the Vermont MLO License Description Page, please click here.

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here