Get Your Washington NMLS Mortgage License

Become a Washington loan officer with the mortgage educator you can trust

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Choose from these Washington mortgage education courses to get your NMLS license

Start your Washington mortgage broker career with confidence with our NMLS-approved mortgage courses. Be prepared for the Washington mortgage loan originator NMLS exam with our 20-hour Washington SAFE course. This comprehensive course meets the SAFE Act mortgage pre-license education requirements for new mortgage loan officers. 

22 Hour WA SAFE Comprehensive: Washington Applying Mortgage Knowledge to Exam Preparation (OIL)

Format | Online Instructor-Led

Credit Hours | 22

Category | Comprehensive

SKU | 4301WA00000C00

$375.00

More Info

22 Hour WA SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the SAFE Act and helps to prepare students for the National Mortgage Loan Originator Test. This MLO pre-licensing online course also satisfies the required 4 hours of Washington law.

4 Hour WA SAFE Review of Washington Mortgage Law (OIL)

Format | Online Instructor-Led

Credit Hours | 4

Category | Elective

SKU | 4309WA00450C00

$109.00

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4 Hour WA SAFE Review of Washington Mortgage Law offers mortgage professionals an overview of the laws that they need to understand in order to make, broker, or originate loans in compliance with Washington law. The review of these laws includes areas such as the Washington Department of Financial Institutions, state law and regulation definitions, license law and regulation, compliance, and disciplinary actions. Throughout this course, students will spend one hour and thirty minutes reviewing the Washington Mortgage Broker Practices Act, as well as one hour learning about the Consumer Loan Act. In the remaining hour and thirty minutes of the course, students will take a look at subjects such as the Escrow Agent Registration Act, the Usury Act, unfair practices with respect to real estate transactions, contract provisions, real estate and appraisal law, the principal and agent law, and other regulations pertaining to mortgage professionals. This online - instructor led course meets the 4-hour Washington-specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with Washington law.

PLATINUM: Mortgage Exam Prep Suite with Prep xL Personalized Learning

Format | Online Self-Paced

Category | Exam Prep

SKU | national-nmls-mortgage

$199.00

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Take your Mortgage License Exam Prep to the next level with personalized learning!

This online Platinum Mortgage Exam Prep Suite includes Prep xL Personalized Learning, a sophisticated mortgage exam prep tool for anyone that is preparing to take their mortgage license exam. It leverages personalized learning technology to tailor study materials and create customized learning paths to help ensure you pass the NMLS mortgage exam on your first try! Perfect for individuals who have limited experience in the mortgage industry and need to pass the NMLS mortgage exam.

This package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- OVER 1200 questions

- Eight Simulated Exams

- OVER 800 Interactive Flashcards

- Personalized Dashboard

- Real-time Reports

- Mobile Compatible

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

GOLD: Mortgage Exam Prep Suite

Format | Online Self-Paced

Category | Exam Prep

SKU | 4304US00050A00

$169.00

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Gain confidence in taking the rigorous NMLS exam!

This online mortgage license package is designed for individuals who have some experience in the mortgage industry, and need to pass the NMLS mortgage license exam. It includes comprehensive tools including test-taking tips, comprehensive content and over 375 practice questions.

This online mortgage license exam prep package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- 375 practice questions

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Washington Mortgage License Requirements

Washington Mortgage License Requirements

Learn about the Washington mortgage education needs and additional requirements for mortgage licensing.

 In the state of Washington, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass a National Test.
  5. Apply for the MLO License: Complete and submit your MU4 through the NMLS, including paying the license fee.
  6. Sponsorship: Contact your employer to submit a sponsorship request in NMLS for your license application.
  7. Fingerprinting: After applying for the MLO license, schedule an appointment to have your fingerprints taken by a NMLS-authorized fingerprint vendor. DFI cannot begin processing your MLO application until criminal background check results have been reported in the NMLS.
  8. After applying for the MLO license, fax or email the MLO New Application checklist to DFI at (360) 664-2258 or DCS@dfi.wa.gov.

Washington NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 22 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 10 hours of electives
  • 4 hours of Washington state-specific education

Washington Continuing Education Requirements

State-licensed MLOs are required to complete 9 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of electives
  • 1 hour of Washington state-specific education

 MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Washington Mortgage Licensing: More Information

Washington Department of Financial Institutions

Phone: 360-902-8703

Email: dcs@dfi.wa.gov

Website: www.dfi.wa.gov

NMLS Resources:

To view the Washington MLO License Description Page, please click here.

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

 

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