Loading...

West Virginia License Requirements

Get an understanding of mortgage lending and insurance state licensing and continuing education requirements

Course Search

West Virginia Mortgage License Requirements

Learn about the West Virginia mortgage education requirements for mortgage licensing.

In the state of West Virginia, mortgage loan originators are required to:

    1. Complete a Criminal Background Check (CBC).
    2. Authorize a credit report through the NMLS.
    3. Fulfill all state and federal education requirements as designated by your state agency.
    4. Take and pass the National Test.
    5. Sufficient financial responsibility, character, and general fitness.
    6. Sponsorship by current employer.

West Virginia NMLS Pre-Licensing Education Requirements:

New state-licensed MLOs are required to complete 24 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 12 hours of electives
  • 4 hours of West Virginia state-specific education

West Virginia Continuing Education Requirements:

State-licensed MLOs are required to complete 9 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 2 hours of West Virginia state-specific education 

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

West Virginia Mortgage Licensing: 

NMLS Resources: