Few areas have been as heavily regulated over the last 10 years or so as mortgage banking. Even prior to the Dodd-Frank Act there was were many rules and regulations to follow, but after the crisis and resulting legal changes, there is even more to consider. Add to that the recent Dodd-Frank reform law signed in May 2018 and you have the perfect storm of regulatory challenges.
This webinar will be a discussion of the myriad of legal and regulatory issues that should be front of mind for mortgage lenders and originators. Included in our discussion:
- Reg. Z and RESPA, including TRID – what is the current state of the union? What common violations and gray areas are out there?
- New HMDA rules and data collection for 2018 – do you have to report this new data? If so, what does this mean and what are the hot spots?
- Fair lending – not just for banks; issues such as disparate impact and redlining are critically important
- Changes in appraisal rules over the past 2 years and looking forward
- SAFE Act, FCRA, and more