Resources

Access this on-demand webinar to discover how top-performing mortgage loan originators are adapting, thriving, and setting themselves apart, even as the market presents steep challenges. Whether you’re just starting out or looking to sharpen your strategy, this session offers practical insights to help you succeed in today’s conditions and beyond.

Being a top-performing mortgage loan officer (MLO) means more than simply knowing loan products and rates. Top MLOs stay ahead of industry trends, adapt to changing technologies, and educate themselves on new tools that drive their business forward. Embracing technologies that streamline borrower intake, personalize communications, and predict opportunities can help MLOs close more business.  

Maximize your training budget without sacrificing quality. Discover how a Webinar Subscription Service (WSS) gives your team flexible, affordable access to 450+ expert-led webinars each year — helping your institution stay compliant, save money, and streamline training management.

Wondering how to become a mortgage loan officer in California? A career as a mortgage loan officer (MLO) offers a dynamic opportunity to help people achieve their dreams of homeownership. 

Banks and credit unions face a critical challenge: demonstrating that their training programs deliver measurable business value. Without clear evidence of return on investment, training risks budget cuts, reduced prioritization, and relegation to “nice-to-have” status. 

Are you a mortgage professional looking to stay competitive, meet your licensing requirements, and grow your career? Whether you're a seasoned MLO or just getting started, our Ultimate Guide to Mortgage Continuing Education gives you the insight and tools to turn CE from a chore into a career advantage.

We continually review our Financial Services online courses to ensure the accuracy and relevance of the content for your learners and regularly revise our content to reflect the latest legislation. Here’s a summary of the March 2024 online course updates and the specific changes made this month.

Staying ahead in the ever-evolving world of banking regulations is no small task. From fraud prevention to regulatory updates, financial institutions must remain vigilant and well-informed. 

In today’s rapidly evolving digital landscape, financial cybersecurity has become paramount for safeguarding sensitive financial data from increasingly sophisticated cyber threats. With the rise of cybercrime, ransomware is a serious threat. Here’s what you need to know about the file-encrypting malware, how it works and what you can do as an institution to protect yourselves.  What is ransomware?  Ransomware is malware that employs encryption to hold a victim’s information at ransom. A user or organization’s critical data is encrypted so that they cannot access files, databases or applications. A ransom is then demanded to provide access. Ransomware is often designed to spread across a network and target database and file servers, and can thus quickly paralyze an entire organization. It is a growing threat, generating billions of dollars in payments to cybercriminals and inflicting significant damage and expenses for businesses and government organizations.  How do you avoid ransomware?  To avoid ransomware and mitigate the damage if you are attacked, follow these tips:  Back up your data  Secure your backups  Use security software and keep it up-to-date  Practice safe internet surfing  Only use secure networks  Stay informed  Implement/participate in security awareness  What do you do if you suspect a ransomware attack?  If you suspect you’ve been hit with a ransomware attack, it’s important to act quickly. Fortunately, there are several steps you can take to give you the best possible chance of minimizing damage and quickly returning to business as usual.  Notify Information Security  Isolate the infected device  Stop the spread  Assess the damages  Locate Patient Zero  Identify the ransomware  Report the ransomware to authorities  Evaluate your backups  Research your decryption options  Move on  Why shouldn’t I just pay the ransom?  There are several reasons why it’s recommended not to just pay the ransom including:  You may never get a decryption key You could get repeated ransom demands You may receive a decryption key that works – kind of You may be painting a target on your back Even if everything somehow ends up fine, you’re still funding criminal activity  The importance of financial security  Protecting sensitive data is crucial not only to prevent financial loss and identity theft but also to maintain the trust and confidence of customers in financial institutions. Ransomware exposure and data breaches can have severe consequences, including regulatory penalties, reputational damage, and substantial financial losses.  Implementing robust financial cybersecurity measures is essential to defend against these threats and ensure the integrity and confidentiality of all transactions. By prioritizing financial cybersecurity, institutions can demonstrate their commitment to protecting their customers and upholding the highest standards of security.  In the end, protecting yourself and your institution against cybercriminals starts with an effective training program. Educating your staff can reduce your institutional risk and, in the end, save you money.  Learn how to stop the cyberattacks and start protecting your business here.