This case study presents a scenario involving a non-profit organization. As you will see, just because an organization is non-profit does not automatically discount it from being a BSA risk. Throughout this case study, you will be presented with decision points to test your knowledge.

Find out why unlicensed check-cashing through a customer/member's account may be detected.

Discover why a customer/member's unexplained, sudden wealth may be questionable.

Loan officers encounter the BSA primarily through the customer/member identification requirements. This case illustrates some of the complications involved when a customer/member is less than forthcoming with some information.

See why a customer/member's frequent request to exchange large quantities of smaller denomination bills for large denomination bills may be considered suspicious.

If a Customer refuses to provide sufficient information upon trying to open account, discover why you should not open an account.

This case study presents a customer who may be eligible for placement on the institution's "exempt" list - the list of customers whose currency transactions are exempt from the reporting requirement.

Review the record-keeping and verification procedures that must occur when an institution facilitates a wire transfer between a mother and her son at college.

See how the CTR, SAR, and funds-transfer rules could come into play simultaneously, or at least may need to be considered concurrently in a single transaction.

Learn about the record-keeping and identity verification procedures that must occur when an institution receives a wire transfer on someone's behalf.