This course discusses TILA and Regulation Z requirements for unsecured open-end loans, such as personal lines of credit or overdraft lines of credit.

This course provides an overview of credit card rules that apply to advertising services, soliciting customers, accepting applications, sending out periodic statements, and resolving billing errors. Disclosure requirements specific to credit card forms will also be covered.

This course provides a working knowledge of federal flood insurance requirements.

This course will focus on the fundamentals of closed-end installment loans and the disclosures required by TILA and Regulation Z. Emphasis will be given to the disclosure format and contents, the acceptable methods of calculating the APR, APR accuracy, and how to handle credit balances.

This course covers the Truth in Lending requirements of Regulation Z that apply to open-end credit and, more specifically, home equity lines of credit (HELOCs).

The continued growth of identity theft harms consumers and damages the mortgage industry. The Federal Trade Commission’s Red Flags Rule requires mortgage professionals to take steps to prevent this form of fraud. This course explains how to identify and minimize the impact of identity theft in order to protect customers and their personal information. It will also discuss the origins of federal efforts to fight identity theft, the overall requirements of the Red Flags Rule, give familiarity with the expectations that relate to the mortgage industry and review specific steps that mortgage professionals can take in the loan origination process to detect and help prevent identity theft.

This professional development online course is a review of HOEPA and its corresponding regulations. Participants will learn the origins of subprime and predatory lending, review HOEPA and its implementing regulations, requirements, and prohibitions, and review the impact of HOEPA and new lending standards. Students will also explore high-cost home loan thresholds, homeownership counseling requirements, higher-priced mortgage loan standards, expanded prohibitions, and more.

This course provides a review of closed-end residential loans and the disclosures required by the Truth in Lending Act (TILA) and Regulation Z. It is assumed that individuals taking this course already have a fundamental understanding of TILA and Regulation Z.

This course provides an in-depth review of specific disclosures for certain mortgage loans that are required by the Truth in Lending Act (TILA) and Regulation Z. It is assumed that individuals taking this course already have a fundamental understanding of TILA and Regulation Z.

This course provides an overview of the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z. The Truth in Lending Act has many requirements for different types of loans. The purpose of this course is to provide a high-level overview of the regulation.