Loading...
Continuing Education Online Self-Paced

7 Hour SAFE Core: Mortgage Loan Originator 2024 CE (Online)

7 Hour SAFE Core: Mortgage Loan Originator 2024 CE offers an up-to-the-minute look at myriad topics affecting the market today. From compliance challenges to money laundering, mortgage fraud, and nontraditional products, participants will review a number of contemporary subjects related to mortgage loan origination. Covered issues include TILA, RESPA, the TRID Rule, ECOA, the FCRA, the BSA, and more.

$129.00
Add to Cart

SKU 4303US24010A00

  • 24/7 access to your course online
  • Certificate of Completion

What You'll Learn

  • Define requirements for notifying consumers of action taken on their loan applications
  • Recognize common compliance failures in completion of the Loan Estimate and Closing Disclosure
  • Recall significant compliance standards under TILA, including disclosure requirements, lending standards for HPMLs, and more
  • Describe RESPA’s prohibitions against improper handling of fees and charges
  • Recall the key context for and scope of the Equal Credit Opportunity Act and the Fair Housing Act
  • Discuss various forms of overt and implicit discrimination that occur in the marketplace
  • Recognize contemporary fair lending measures in the marketplace
  • Recall how companies can attempt to correct internal fair lending issues, and the consequences of violating federal fair lending laws
  • Identify the benefits and drawbacks of common nontraditional products for qualified borrowers
  • Define non-qualified mortgages and the standards to which they are held
  • Describe the key features, risks, and rewards of no-cost loans, ARMs, and 40-year mortgages

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. Please note this course is only supported for laptop or desktop computers, as NMLS requirements prohibit the consumption of licensing training on mobile devices, such as cell phones or tablets

FAQs

Have a question? Check out our Frequently Asked Questions

NMLS APPROVED ID 15358

Reviews