Pass the Mortgage Exam the First Time with Prep xL Personalized Learning

Help ensure you pass the mortgage licensing exam on the first try with Prep xL, our state-of-the-art exam prep technology that adapts to your unique learning needs. With access to NMLS-approved tools and resources, including practice exams, interactive flash cards and videos, there's no better place to hone your skills before taking the mortgage exam.

Browse Mortgage Courses by State

Study For Your Exam With Confidence

Students who wish to obtain their mortgage license must complete 20 hours of mandatory New License education before taking the NMLS exam.

Our unique Prep xL Exam prep technology offers personalized learning paths and study plans that will identify your strengths and weaknesses and adapt to your study needs based on your performance. Our study materials pack more than 30 years of industry knowledge and expertise into a library of resources available at your fingertips.

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NMLS Exam Requirements

Students who wish to obtain their mortgage license must complete: 20 hours of mandatory New License education before taking the NMLS exam.

Since each state is different, we encourage you to understand the requirements specific to your state.

Find State Requirements

Our Most Popular Exam Prep:

  • Platinum: Mortgage Exam Prep Suite with Prep xL Personalized Learning
    This online Platinum Mortgage Exam Prep Suite includes Prep xL Personalized Learning, a sophisticated mortgage exam prep tool for anyone that is preparing to take their mortgage license exam. It leverages personalized learning technology to tailor study materials and create customized learning paths to help ensure you pass the NMLS mortgage exam on your first try! Perfect for individuals who have limited experience in the mortgage industry and need to pass the NMLS mortgage exam.
  • 8 Hour National Exam Prep – Live classes & Live Webinars
    MLO license test candidates will enjoy this 8-hour instructor-led review of National NMLS exam content, including practice questions and tips from an industry expert who has taken the exam. Students will also have the opportunity to ask questions regarding the mortgage license exam. IMPORTANT: This course is for NMLS license test preparation purposes only and is not for NMLS credit!
  • Gold: Mortgage Exam Prep Suite
    This online mortgage license package is designed for individuals who have some experience in the mortgage industry, and need to pass the NMLS mortgage license exam. It includes comprehensive tools including test-taking tips, comprehensive content and over 375 practice questions.

Flexible Course Formats

We know not everyone learns the same way, which is why we have three flexible formats for your new license course experiences:

Online Instructor-Led (OIL)

Offered for pre-licensing education only, learn all you need to know about a Mortgage Banking License from instructors with expert experience. OIL pre-licensing courses are offered multiple times a week and completed as a group.


All states have access to online webinars, with the ability to finish pre-license education in three days (20 Hour Only). Webinars are taught by expert mortgage instructors – with the opportunity to interact and ask questions in real-time.

Online Self-Paced

Self-taught, interactive experiences that allow you to finish on your own time.

Browse Course Categories

We offer the most comprehensive classes on the market, allowing students the ability to select elective hours they feel will most benefit their career needs. Take a look at our various course categories below.

New License
Continuing Education
Late Continuing Education
Professional Developement

Your Success is our Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. We’ve helped over 300,000 mortgage brokers begin and advance their careers. With exam tips and resources such as interactive flashcards and NMLS math practice, you will get a sense of the test difficulty while having the tools to ace the exam the first time around.