Courses /Late Continuing Education

Late CE courses to get you back on track

Renew your license if you did not finish your continuing education on time with mortgage late continuing education.

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NMLS-approved late continuing education for mortgage loan officers (MLO)

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NMLS-approved late continuing education courses

Multiple course formats available

All courses meet minimum SAFE Act requirements

8 hour & 7 hour courses

Take advantage of NMLS-approved mortgage Late CE online training that satisfy your national and state continuing education requirements. Complete your mortgage Late CE courses at their own pace and convenience to renew your license.

8 hour course (text)

8 hours of national late CE

Online self-paced text format

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7 hour course (text)

7 hours of national late CE

Online self-paced text format

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NMLS-approved late continuing education training for mlos

Available course formats

Absorb concepts faster by choosing a format that best suits your learning style.

Online self-paced video (Video CE)

Offers the exact same content as standard online self-paced courses, but instead you’ll watch and listen as a recorded instructor walks you through course content. This is the fastest way to take your course and only requires that you press play on each video.

Online self-paced (OSP)

This is a true self-paced course format. You will read and work through a text-based course independently without help from an instructor.

“Videos are easy to follow along, very detailed information and not boring for someone who doesn’t like reading.”

— Ginger Completed 7 Hour Video Course

Late continuing education explained

Important details to know about late continuing education for licensed mortgage loan originators.

MLO late continuing education requirements

All MLOs must comply with the SAFE Act (The Secure and Fair Enforcement for Mortgage Licensing Act) by completing continuing education each year. If you have missed your state deadline for completing your CE, you must take "Late CE" training to renew your mortgage license.

Late CE courses are configured such that course credit will be applied retroactively to the previous year and are the only courses an MLO is allowed to take to make-up a CE requirement. Each state that requires state-specific electives accepts our NMLS-approved Late CE courses.

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Common questions

We've got answers to the most commonly asked late continuing education (CE) questions.

Every state requires at least 8 hours of national NMLS-approved late continuing education. Some states require additional late CE hours specific to the state. To find your required state-specific training, be sure to select each state you wish to renew your license in.

The SAFE Act does not permit licensed MLOs to complete the same course in two successive renewals. Fortunately, we create new courses every year, meaning you'll always get the most up-to-date education and you will never have to worry about whether or not you're meeting the "successive years" rule.

Helpful Links
  1. Mortgage continuing education deadlines for 2023
  2. State requirements for continuing education