Louisiana Mortgage License Requirements
Learn about the Louisiana mortgage education requirements for mortgage licensing.
In the state of Louisiana, mortgage loan originators are required to:
- Complete a federal and state Criminal Background Check (CBC).
- Authorize a credit report through the NMLS.
- Fulfill all state and federal education requirements as designated by your state agency.
- Take and pass a National Test.
Louisiana NMLS Pre-Licensing Education Requirements:
New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:
- 3 hours of federal law
- 3 hours of ethics
- 2 hours of non-traditional mortgage lending
- 12 hours of electives
Louisiana Continuing Education Requirements:
State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:
- 3 hours of federal law
- 2 hours of ethics
- 2 hours of non-traditional mortgage lending
- 1 hour of electives
MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.
Louisiana Mortgage Licensing:
- Louisiana Office of Financial Institutions
- Phone: 225-925-4660
- Email: nmls@ofi.louisiana.gov
- Website: www.ofi.state.la.us
NMLS Resources:
- Louisiana MLO License Description Page
- Professional Standards: Mortgage Education
- Professional Standards: Criminal Background Check
- Professional Standards: Credit Report
- Professional Standards: MLO Testing