Get Your National Mortgage Lending License

Become a National mortgage broker with the mortgage educator you can trust

Course Search
Choose the online National mortgage education courses that are right for you

Start your mortgage broker career with confidence. Be prepared for the NMLS exam.

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation (Webinar)

Format | Webinar

Credit Hours | 20

Category | Comprehensive

SKU | 4301US00000G00

$419.00

More Info

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing online webinar course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the SAFE Mortgage Licensing Act of 2008 and helps to prepare students for the National Mortgage Loan Originator Test. There are four modules in this course, each aligned with the Test Content Outline: Federal Mortgage-Related Laws, General Mortgage Knowledge, Mortgage Loan Origination Activities, and Ethics. Topics in the Federal Mortgage-Related Laws section include RESPA, ECOA, TILA, the SAFE Act, and other federal laws and guidelines. In the General Mortgage Knowledge module, students will review mortgage programs, mortgage loan products, and terms used in the operation of the mortgage market. Focus areas in the Mortgage Loan Origination Activities module are application information and requirements, qualification (processing and underwriting), appraisals, title reports, specific program guidelines, closing, and financial calculations. The final module will discuss Ethics as it pertains to federal mortgage laws, appraisal practices, fraud, and ethical behavior.

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation (14-day OIL course)

Format | Online Instructor-Led

Credit Hours | 20

Category | Comprehensive

SKU | 4301US00010C00

$309.00

More Info

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This online - instructor led 14-day course meets the federal mortgage training requirements found in the SAFE Mortgage Licensing Act of 2008 and helps to prepare students for the National Mortgage Loan Originator Test. There are four modules in this course, each aligned with the Test Content Outline: Federal Mortgage-Related Laws, General Mortgage Knowledge, Mortgage Loan Origination Activities, and Ethics. Topics in the Federal Mortgage-Related Laws section include RESPA, ECOA, TILA, the SAFE Act, and other federal laws and guidelines. In the General Mortgage Knowledge module, students will review mortgage programs, mortgage loan products, and terms used in the operation of the mortgage market. Focus areas in the Mortgage Loan Origination Activities module are application information and requirements, qualification (processing and underwriting), appraisals, title reports, specific program guidelines, closing, and financial calculations. The final module will discuss Ethics as it pertains to federal mortgage laws, appraisal practices, fraud, and ethical behavior.

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation (7-day OIL course)

Format | Online Instructor-Led

Credit Hours | 20

Category | Comprehensive

SKU | 4301US00000C00

$309.00

More Info

20 Hour SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This online - instructor led 7-day course meets the federal mortgage training requirements found in the SAFE Mortgage Licensing Act of 2008 and helps to prepare students for the National Mortgage Loan Originator Test. There are four modules in this course, each aligned with the Test Content Outline: Federal Mortgage-Related Laws, General Mortgage Knowledge, Mortgage Loan Origination Activities, and Ethics. Topics in the Federal Mortgage-Related Laws section include RESPA, ECOA, TILA, the SAFE Act, and other federal laws and guidelines. In the General Mortgage Knowledge module, students will review mortgage programs, mortgage loan products, and terms used in the operation of the mortgage market. Focus areas in the Mortgage Loan Origination Activities module are application information and requirements, qualification (processing and underwriting), appraisals, title reports, specific program guidelines, closing, and financial calculations. The final module will discuss Ethics as it pertains to federal mortgage laws, appraisal practices, fraud, and ethical behavior.

PLATINUM: Mortgage Exam Prep Suite with Prep xL Personalized Learning

Format | Online Self-Paced

Category | Exam Prep

SKU | national-nmls-mortgage

$199.00

More Info

Includes:

  • NMLS Exam Test-Taking Tips
  • SAFE Mortgage Loan Originator National + UST Content Material
  • OVER 1200 questions
  • Eight Simulated Exams
  • OVER 800 Interactive Flashcards
  • Personalized Dashboard
  • Real-time Reports
  • Mobile Compatible

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

GOLD: Mortgage Exam Prep Suite

Format | Online Self-Paced

Category | Exam Prep

SKU | 4304US00050A00

$169.00

More Info

Save over $158 with this NMLS exam prep package! This exam prep suite is designed for individuals who have some experience in the mortgage industry but need to pass the rigorous NMLS exam! Students will receive comprehensive tools to gain confidence in passing the mortgage license NMLS exam. By choosing this package you will receive:
Test-Taking Tips including advice on tricky questions and math ($20 value)
SAFE Loan Originator Test Prep: National Review Tutorial ($119 value)
SAFE Loan Originator Test Prep: Stand-Alone UST ($99 value)
Exam Simulator ($69 value)
NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements!

National Mortgage License Guidelines

Learn about National mortgage education requirements for mortgage licensing.

Licensing requirements for mortgage loan originators vary by state. In most states, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS that demonstrates financial responsibility.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass the National Component.
  5. Surety Bond/Recovery Fund: Every mortgage loan originator must be covered under a surety bond or recovery fund.

NMLS Pre-Licensing Education Requirements:

Mortgage loan originators are required to complete a minimum of 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 12 hours of electives

Some state agencies require additional state-specific education.

NMLS Continuing Education Requirements:

Mortgage loan originators are required to complete a minimum of 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of elective education

Some state agencies require additional state-specific education. MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

NMLS Resources:

Stay Tuned

Learn about upcoming events, courses, discounts and insights. You may unsubscribe at any time.

20225 Water Tower Blvd. Brookfield, WI 53045
© 2019 OCL Financial Services, LLC. All rights reserved.
NMLS Provider #1400013