Professional Development Online Self-Paced

Equal Credit Opportunity Act - Regulation B ~ E3

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In 1974, Congress enacted the Equal Credit Opportunity Act (ECOA) to eliminate discriminatory treatment of credit applicants. ECOA and its regulations, known as Regulation B, are intended to promote the availability of credit to all creditworthy applicants regardless of gender, race, color, religion, national origin, marital status, age, or the fact that the applicant receives income from a public assistance program or has exercised his/her rights under the Consumer Credit Protection Act. This professional development online course provides a review of ECOA's requirements, including protected classes, disclosure requirements, special purpose credit programs, and more. This course will also explores recent disparate impact claims and their effect on the industry.
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SKU 4306US00270A00

  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • Provisions of the Equal Credit Opportunity Act and Regulation B
  • Regulatory agencies responsible for implementation and enforcement of the law
  • Required conduct and prohibited practices
  • The relationship between ECOA requirements and state laws
  • Enforcement actions and penalties for violations of the law

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. This course is supported on most computing devices, including desktop and laptop computers, tablets and cell phones.

State Requirements

Professional development courses are not required by any state. These courses are designed to help you advance your career, grow your business and make the commitment to lifelong learning.


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