Professional Development Online Self-Paced

Home Ownership and Equity Protection Act (HOEPA) ~ E3

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This professional development online course is a review of HOEPA and its corresponding regulations. Participants will learn the origins of subprime and predatory lending, review HOEPA and its implementing regulations, requirements, and prohibitions, and review the impact of HOEPA and new lending standards. Students will also explore high-cost home loan thresholds, homeownership counseling requirements, higher-priced mortgage loan standards, expanded prohibitions, and more.
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SKU 4306US00291A00

  • 24/7 access to your course online
  • Certificate of completion
  • Essential Federal Law
  • All Mortgage Professionals

What You'll Learn

  • The types of transactions covered by HOEPA 
  • Homeownership counseling and disclosure requirements 
  • Prohibited lending terms and practices 
  • Penalties for violations of HOEPA 
  • Provisions for higher-priced mortgage loans (HPMLs) 

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. This course is supported on most computing devices, including desktop and laptop computers, tablets and cell phones.

State Requirements

Professional development courses are not required by any state. These courses are designed to help you advance your career, grow your business and make the commitment to lifelong learning.


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