Get Your Rhode Island NMLS Mortgage License

Become a Rhode Island loan officer with the mortgage educator you can trust

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Choose from these Rhode Island mortgage education courses to get your NMLS license

Start your Rhode Island mortgage broker career with confidence with our NMLS-approved mortgage courses. Be prepared for the Rhode Island mortgage loan originator NMLS exam with our 20-hour Rhode Island SAFE course. This comprehensive course meets the SAFE Act mortgage pre-license education requirements for new mortgage loan officers. 

20 Hour RI SAFE Comprehensive: Rhode Island Applying Mortgage Knowledge to Exam Preparation (OIL)

Format | Online Instructor-Led

Credit Hours | 20

Category | Comprehensive

SKU | 4301RI00000C00

$349.00

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20 Hour RI SAFE Comprehensive Applying Mortgage Knowledge to Exam Preparation is a test-focused mortgage pre-licensing course, organized to review topics specifically outlined in the National Mortgage Loan Originator Test Content Outline. This course meets the federal mortgage training requirements found in the SAFE Act and helps to prepare students for the National Mortgage Loan Originator Test. This MLO pre-licensing online course also satisfies the required 3 hours of Rhode Island law.

3 Hour RI SAFE Review of Rhode Island Mortgage Law (OIL)

Format | Online Instructor-Led

Credit Hours | 3

Category | Elective

SKU | 4309RI00450C00

$99.00

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3 Hour RI SAFE Review of Rhode Island Mortgage Law provides a review of the Rhode Island laws that impact mortgage activities in Rhode Island. In Module 1, students will spend 30 minutes reviewing the Rhode Island Division of Banking, which regulates mortgage professionals in the state, as well as important definitions under the law, mortgage loan originator licensing requirements, and required and prohibited activities for licensees. Students will also spend one hour reviewing the Rhode Island Fair Housing Practices Act. In Module 2, students will spend one hour examining the Rhode Island Home Loan Protection Act. Students will spend the final 30 minutes reviewing provisions of the law related to title attorneys and title insurance, as well as provisions of the law related to mortgages of real property. In addition, students will review several Discussion Scenarios in order to enhance their understanding of the concepts presented. This online - instructor led course meets the 3-hour Rhode Island-specific pre-licensing education requirement for loan originators and offers a thorough review of the information and laws that license applicants must understand in order to make, broker, or originate loans in compliance with Rhode Island law.

PLATINUM: Mortgage Exam Prep Suite with Prep xL Personalized Learning

Format | Online Self-Paced

Category | Exam Prep

SKU | national-nmls-mortgage

$199.00

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Take your Mortgage License Exam Prep to the next level with personalized learning!

This online Platinum Mortgage Exam Prep Suite includes Prep xL Personalized Learning, a sophisticated mortgage exam prep tool for anyone that is preparing to take their mortgage license exam. It leverages personalized learning technology to tailor study materials and create customized learning paths to help ensure you pass the NMLS mortgage exam on your first try! Perfect for individuals who have limited experience in the mortgage industry and need to pass the NMLS mortgage exam.

This package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- OVER 1200 questions

- Eight Simulated Exams

- OVER 800 Interactive Flashcards

- Personalized Dashboard

- Real-time Reports

- Mobile Compatible

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

GOLD: Mortgage Exam Prep Suite

Format | Online Self-Paced

Category | Exam Prep

SKU | 4304US00050A00

$169.00

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Gain confidence in taking the rigorous NMLS exam!

This online mortgage license package is designed for individuals who have some experience in the mortgage industry, and need to pass the NMLS mortgage license exam. It includes comprehensive tools including test-taking tips, comprehensive content and over 375 practice questions.

This online mortgage license exam prep package includes:

- NMLS Exam Test-Taking Tips

- SAFE Mortgage Loan Originator National + UST Content Material

- 375 practice questions

NOTE: This is not an NMLS-approved course and will not satisfy the pre-license education requirements.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 50 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Rhode Island Mortgage License Requirements

Learn about the Rhode Island mortgage education requirements for mortgage licensing.

In the state of Rhode Island, mortgage loan originators are required to:

    1. Complete a Criminal Background Check (CBC).
    2. Authorize a credit report through the NMLS.
    3. Fulfill all state and federal education requirements as designated by your state agency.
    4. Take and pass a National Test.
    5. Positive net worth.

Rhode Island NMLS Pre-Licensing Education Requirements:

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending training
  • 9 hours of electives
  • 3 hours of Rhode Island state-specific education

Rhode Island Continuing Education Requirements:

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Rhode Island state-specific education

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Rhode Island Mortgage Licensing: 

NMLS Resources:


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