Professional Development Online Self-Paced

The Home Mortgage Disclosure Act (HMDA)

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Congress enacted the Home Mortgage Disclosure Act (HMDA) in 1975 to discourage creditors from denying loans to qualified applicants because of the applicants' race, a practice also known as"redlining," and to encourage lending institutions to provide loans to consumers in their communities. HMDA requires covered institutions to submit reports about their mortgage lending activities in order to help citizens and public officials determine whether community housing needs are being met. This professional development online course will review the background of HMDA and important amendments to its provisions, the legal and ethical importance of its reporting and disclosure requirements, as well as new standards for entities and individuals as a result of changes mandated by the Dodd-Frank Act.
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SKU 4306US00230A00

  • 24/7 access to your course online
  • Certificate of completion

What You'll Learn

  • The scope and fair lending goals of the Home Mortgage Disclosure Act
  • Data collection and reporting requirements
  • Penalties for violations
  • How HMDA data is used to promote fair lending goals

How it Works

This is an online self-paced course that allows you to study the course material independently and at your convenience. Access to a computer with internet access is required. This course is supported on most computing devices, including desktop and laptop computers, tablets and cell phones.

State Requirements

Professional development courses are not required by any state. These courses are designed to help you advance your career, grow your business and make the commitment to lifelong learning.


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