Maryland Mortgage Late CE Online Courses 

NMLS-approved online courses provide Maryland MLOs with required late continuing education

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Get your Maryland Late CE mortgage loan originator continuing education with our NMLS-approved course

Our NMLS-approved Maryland mortgage Late CE course satisfies your ongoing requirements for mortgage loan originator licensure. Maryland Late CE is required if you did not take your continuing education on time. Take your Late CE today to make-up your Maryland MLO continuing education. 

Late CE: 7 Hour SAFE Core Examining Industry Issues in Today's Mortgage Market (7623)

Format | Online Self-Paced

Credit Hours | 7

Category | Elective

SKU | 4303US19110A00

$134.00

More Info

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today�s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This course is NMLS-approved for seven hours of core continuing education required for mortgage loan originators, as specified by the S.A.F.E. Mortgage Licensing Act. Annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

Late CE: 1 Hour MD SAFE A Fresh Look at Maryland Mortgage Law (7468)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303MD19510A00

$59.00

More Info

The content for this course is the same as course ID 7468 and is intended to satisfy CE requirements for 2018 or the last year a mortgage loan originator held an active license. Mortgage loan originators who take this Late CE course are prohibited from taking course ID 7468 in 2019. This course will focus on the laws and rules that regulate mortgage loan originators doing business in Maryland. In Module 1, students will examine the authority of the Maryland Office of the Commissioner of Financial Regulation, as well as required conduct for mortgage licensees, including the duty of good faith owed to consumers and disclosure requirements. In Module 2, students will review prohibited practices for licensees, as well as other areas of Maryland law which pertain to mortgage loan originators, including the Maryland Mortgage Fraud Protection Act and the Maryland Equal Credit Opportunity Act. Students will also take a look at disciplinary action which may be taken when a licensee violates the law. This course satisfies the one-hour Maryland-specific continuing education requirement for loan originators, as specified by Maryland law. In addition to one hour of Maryland-specific education, annual S.A.F.E. Act continuing education requirements include three hours of federal law, two hours of ethics, and two hours of nontraditional mortgage lending.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with:

  • NMLS-approved mortgage pre-licensing, continuing education and late CE courses
  • Exam prep tools to help you pass your NMLS license exam
  • Over 50 years of mortgage education experience

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Maryland Mortgage License Requirements

Maryland Mortgage License Requirements

Learn about the Maryland mortgage education needs and additional requirements for mortgage licensing.

In the state of Maryland, mortgage loan originators are required to:

  1. Complete a Criminal Background Check (CBC).
  2. Authorize a credit report through the NMLS.
  3. Fulfill all state and federal education requirements as designated by your state agency.
  4. Take and pass a National Test.
  5. No revocations of a mortgage loan originator license in any jurisdiction.
  6. No convictions of, guilty or nolo contendere pleas –
  7. to a felony of any kind in a domestic, foreign or military court during the 7-year period preceding the date of the application for licensing.
  8. to a felony involving an act of fraud, dishonesty, breach of trust, or money laundering, in a domestic, foreign or military court at any time preceding the date of the application.
  9. Financial responsibly.
  10.   Applicant must demonstrate character and general fitness sufficient to command the confidence of the community and to warrant a determination that the applicant will operate as a MLO in a lawful, honest, fair, and efficient manner.
  11.   Sponsorship by the applicant’s employer.

Maryland NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 7 hours of electives
  • 5 hours of Maryland state-specific education

Maryland Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Maryland state-specific education

 MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

 Maryland Mortgage Licensing: More Information

Maryland Office of Commissioner of Financial Regulation

Phone: 888-784-0136

Website: www.dllr.state.md.us/finance

 NMLS Resources:

To view the Maryland MLO License Description Page, please click here

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here

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