NMLS-Approved Mortgage Continuing Education

Get started with your mortgage loan officer CE online course today

Course Search
Choose the NMLS-approved mortgage continuing education course that is right for you

Our NMLS-approved mortgage loan originator (MLO) CE courses help you stay licensed and compliant and are specifically designed for mortgage loan officers.  We offer comprehensive and core courses as video or online self-paced.

7 Hour SAFE Core: Understanding Origination Regulations Video CE

Format | Online Self-Paced

Credit Hours | 7

Category | Continuing Education

SKU | 4303US19150A00

$139.00

More Info

Understanding Origination Regulations provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the TILA-RESPA Integrated Disclosure Rule, including a look at the Loan Estimate and Closing Disclosure, as well as several laws that reinforce ethical obligations of mortgage licensees like Regulation N and the Bank Secrecy Act. Students will also review rules for the origination of FHA and VA loans.

8 Hour SAFE Comprehensive: Understanding Origination Regulations Video CE

Format | Online Self-Paced

Credit Hours | 8

Category | Continuing Education

SKU | 4303US19140A00

$139.00

More Info

Understanding Origination Regulations provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the TILA-RESPA Integrated Disclosure Rule, including a look at the Loan Estimate and Closing Disclosure, as well as several laws that reinforce ethical obligations of mortgage licensees like Regulation N and the Bank Secrecy Act. Students will also review rules for the origination of FHA and VA loans.

8 Hour SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Online)

Format | Online Self-Paced

Credit Hours | 8

Category | Comprehensive

SKU | 4303US19000A00

$129.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years.

7 Hour SAFE Core: Maintaining Mortgage Industry Awareness (Online)

Format | Online Self-Paced

Credit Hours | 7

Category | Elective

SKU | 4303US19010A00

$129.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years.

3 Hour SAFE Federal Law: Triggers, Tolerances, and Thresholds in Home Loan Transactions (Online)

Format | Online Self-Paced

Credit Hours | 3

Category | Elective

SKU | 4303US19500A00

$54.00

More Info

Originating residential mortgage loans requires close attention to innumerable details to ensure that each loan is made in compliance with federal lending laws. These details include consideration of the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required, whether a loan meets certain thresholds under the law, and whether further limitations or restrictions apply to the transaction. The primary focus of this course will be on the Truth-in-Lending Act (TILA) and its accompanying Regulation Z, as well as the TILA-RESPA Integrated Disclosure (TRID) Rule, the Qualified Mortgage (QM) Rule, and more.

2 Hour SAFE Nontraditional: The Evolution of Nontraditional Lending (Online)

Format | Online Self-Paced

Credit Hours | 2

Category | Elective

SKU | 4303US19400A00

$44.00

More Info

The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) defines a nontraditional mortgage product as any mortgage product other than a 30-year fixed-rate mortgage. A look at the history of the mortgage market provides context into the restricted use of nontraditional products in the current mortgage landscape. This course will review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years, including advantages and disadvantages of each and a look at the rules for the origination of nontraditional products.

2 Hour SAFE Ethics: Ensuring Fair Lending and RESPA Compliance (Online)

Format | Online Self-Paced

Credit Hours | 2

Category | Elective

SKU | 4303US19300A00

$44.00

More Info

Mortgage loan origination is a competitive field, and building a business and encouraging its growth may lead to legal and ethical challenges. A common tactic for identifying and attracting new customers is the exchange of referrals between real estate professionals and mortgage lenders. This strategy raises a number of ethical concerns as well as the difficult challenge of maintaining compliance with the Real Estate Settlement Procedures Act (RESPA). This course will examine common business-building practices, such as the use of lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements, while considering the risks of violating RESPA when using such strategies.

2 Hour SAFE Elective: Underwriting and Risk Analysis for Conventional Loans (Online)

Format | Online Self-Paced

Credit Hours | 2

Category | Elective

SKU | 4303US19250A00

$44.00

More Info

Underwriting is the risk assessment step of a residential mortgage transaction. It gives lenders that make home loans and the investors that purchase them the opportunity to complete an analysis of the risks associated with offering mortgage credit to a particular loan applicant. This course will review the underwriting tools and practices used by loan originators in the early stages of a lending transaction to evaluate a consumer�s loan eligibility, as well as underwriting requirements established by federal lending laws and other guidelines followed by lenders known as credit overlays.

2 Hour SAFE Elective: Underwriting and Risk Analysis for Conventional Loans (Webinar)

Format | Webinar

Credit Hours | 2

Category | Elective

SKU | 4303US19250G00

$79.00

More Info

Underwriting is the risk assessment step of a residential mortgage transaction. It gives lenders that make home loans and the investors that purchase them the opportunity to complete an analysis of the risks associated with offering mortgage credit to a particular loan applicant. This course will review the underwriting tools and practices used by loan originators in the early stages of a lending transaction to evaluate a consumer�s loan eligibility, as well as underwriting requirements established by federal lending laws and other guidelines followed by lenders known as credit overlays.

2 Hour SAFE Elective: Underwriting and Risk Analysis for Conventional Loans (Live)

Format | Classroom

Credit Hours | 2

Category | Elective

SKU | 4303US19250B00

$79.00

More Info

Underwriting is the risk assessment step of a residential mortgage transaction. It gives lenders that make home loans and the investors that purchase them the opportunity to complete an analysis of the risks associated with offering mortgage credit to a particular loan applicant. This course will review the underwriting tools and practices used by loan originators in the early stages of a lending transaction to evaluate a consumer�s loan eligibility, as well as underwriting requirements established by federal lending laws and other guidelines followed by lenders known as credit overlays.

1 Hour SAFE Elective: HMDA Changes and Fair Lending Implications (Online)

Format | Online Self-Paced

Credit Hours | 1

Category | Elective

SKU | 4303US19200A00

$39.00

More Info

The Home Mortgage Disclosure Act (HMDA) is a law that provides regulators and consumers with access to data that they can use to monitor the compliance of mortgage lenders with the Fair Housing Act and the Equal Credit Opportunity Act. This course reviews past lending practices that led to the enactment of HMDA and shows how the persistence of discriminatory practices led to the creation of new data collection requirements and expansion of HMDA�s scope to apply to a broader range of lenders. While outlining the newest requirements for collecting and reporting loan data, this course shows how loan originators play a critical role in helping lenders avoid violations of HMDA and other fair lending laws.

8 Hour SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Live)

Format | Classroom

Credit Hours | 8

Category | Comprehensive

SKU | 4303US19000B00

$188.00

More Info

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today’s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This course is NMLS-approved for eight hours of continuing education required for mortgage loan originators, as specified by the SAFE Mortgage Licensing Act. Annual SAFE Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

8 Hour SAFE Comprehensive: Maintaining Mortgage Industry Awareness (Webinar)

Format | Webinar

Credit Hours | 8

Category | Comprehensive

SKU | 4303US19000G00

$188.00

More Info

As the mortgage industry continues to evolve, mortgage loan originators must stay abreast of the topics most pertinent to their everyday business. Examining Industry Issues in Today’s Mortgage Market provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, and the TILA-RESPA Integrated Disclosure Rule, specifically rules for filling out the Loan Estimate and Closing Disclosure for both a fixed-rate and an adjustable-rate mortgage transaction. In addition, students will take a look at the new Uniform Residential Loan Application and provisions of the law related to money laundering in the mortgage industry. This online webinar course is NMLS-approved for eight hours of continuing education required for mortgage loan originators, as specified by the SAFE Mortgage Licensing Act. Annual SAFE Act continuing education requirements include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of elective education, for a total of eight hours.

7 Hour SAFE Core: Maintaining Mortgage Industry Awareness (Live)

Format | Classroom

Credit Hours | 7

Category | Elective

SKU | 4303US19010B00

$187.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years.

7 Hour SAFE Core: Maintaining Mortgage Industry Awareness (Webinar)

Format | Webinar

Credit Hours | 7

Category | Elective

SKU | 4303US19010G00

$187.00

More Info

Maintaining Mortgage Industry Awareness provides a review of relevant issues facing mortgage loan originators today, specifically those outlined by NMLS as required topics for continuing education. Students will examine provisions of the Truth-in-Lending Act, the TILA-RESPA Integrated Disclosure Rule, and the Qualified Mortgage Rule, including issues related to considering the triggers, tolerances, and thresholds that enable loan originators to determine when disclosures are due and what information is required. In addition, students will take a look at the Real Estate Settlement Procedures Act, specifically rules related to lead agreements, marketing services agreements, co-marketing, desk licensing agreements, and affiliated business arrangements. Students will also review several nontraditional mortgage products, such as adjustable-rate mortgages and fixed-rate mortgages with terms of 15 and 40 years.

 Your Success is Our #1 Priority

OnCourse Learning empowers aspiring mortgage loan originators and seasoned mortgage loan officers to take their learning experience to the next level. Get and maintain your NMLS license with NMLS-approved mortgage pre-licensing, continuing education, and late CE courses, plus exam prep tools to help you pass your NMLS license exam. With over 40 years of experience, we are proud to offer the ultimate learning experience no matter where you are at in your mortgage education journey.

We’ve helped over 300,000 mortgage brokers begin and advance their careers. Get started today!

Stay Tuned

Learn about upcoming events, courses, discounts and insights. You may unsubscribe at any time.

20225 Water Tower Blvd. Brookfield, WI 53045
© 2019 OCL Financial Services, LLC. All rights reserved.
NMLS Provider #1400013