Ohio NMLS-Approved Mortgage Continuing Education

Ohio (OMBA) Mortgage License Requirements

Learn about the Ohio mortgage education needs and additional requirements for mortgage licensing.

In the state of Ohio (OMBA), mortgage loan originators are required to:

1. Complete a Criminal Background Check (CBC).
2. Authorize a credit report through the NMLS.
3. Fulfill all state and federal education requirements as designated by your state agency.
4. Take and pass a National Test.
5. Surety bond.

Ohio (OMBA) NLMS Pre-Licensing Education Requirements

New state-licensed MLOs are required to complete 24 hours of NMLS-approved education. This includes:

• 3 hours of federal law
• 3 hours of ethics
• 2 hours of non-traditional mortgage lending
• 12 hours of electives
• 4 hours of Ohio state-specific education

Note: Only applicants under ORMLA must take the additional 4hrs of education. ORMLA applicants only require 20 hours

Ohio (OMBA) Continuing Education Requirements

State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

• 3 hours of federal law
• 2 hours of ethics
• 2 hours of non-traditional mortgage lending
• 1 hour of electives

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Ohio (OMBA) Mortgage Licensing: More Information

Ohio Division of Financial Institutions

Phone: 614-644-6484

Email: webdfi-cf@com.state.oh.us

Website: www.com.ohio.gov/fiin

NMLS Resources:

To view the Ohio (OMBA) MLO License Description Page, please click here.

Professional Standards: Mortgage Education – click here

Professional Standards: Criminal Background Check – click here

Professional Standards: Credit Report – click here

Professional Standards: Mortgage Education – click here

Professional Standards: MLO Testing – click here